Strategic Planning for Complex Wealth
High Net Worth Clients
With greater wealth comes greater complexity—and greater opportunity. Crimson Oak Wealth Management provides high-net-worth individuals and families with sophisticated financial strategies that optimize taxes, manage risk, and preserve legacies. We serve as your personal CFO, coordinating your assets, goals, and professional team so that your financial life runs with clarity and purpose.
Advanced Planning for Exceptional Portfolios
Our holistic process addresses every aspect of wealth management—so you can grow, protect, and transfer assets with intention and control.
Tax Optimization and Income Structuring
We help you reduce your lifetime tax liability through proactive asset placement, charitable giving, and withdrawal planning.
Legacy and Estate Strategy
We collaborate with your attorneys and CPAs to ensure your estate reflects your vision and supports future generations.
Investment Oversight and Risk Controls
We oversee complex portfolios using a disciplined, research-based strategy that adjusts with market conditions and your objectives.
A Discreet, Strategic Partnership You Can Rely On
You’ve built something significant. We help you protect and grow it with precision. Our team offers discretion, intelligence, and proactive planning that aligns with the unique demands of high-net-worth financial life—whether you’re an executive, entrepreneur, or family steward.
Frequently Asked Questions
What makes high-net-worth financial planning different?
High-net-worth individuals face more complexity: layered income sources, diverse assets, business interests, philanthropic goals, and generational planning concerns. Our role is to bring strategic coordination across your financial landscape—minimizing taxes, protecting wealth, and ensuring your plan reflects your family’s values and long-term vision. We operate like a personal CFO, integrating your advisors and managing your wealth with precision.
How can I reduce taxes as a high-net-worth investor?
Tax mitigation is a critical pillar of high-net-worth planning. We use strategies like tax-loss harvesting, asset location optimization, charitable giving, trust structures, and income deferral to lower your overall tax burden. The right approach depends on your income type, goals, and estate plan—and it often involves collaboration with your CPA or estate attorney.
Do I need a trust or estate plan if I already have a will?
A will is a start, but it often isn’t enough for high-net-worth individuals. Trusts can help reduce estate taxes, avoid probate, protect assets, and ensure privacy. We work closely with estate attorneys to help you structure your legacy efficiently and in alignment with your family’s goals. Our focus is making sure your financial and legal strategies are working together, not in isolation.
How do you protect large portfolios from market risk?
We take a tailored, risk-aware approach to portfolio management. This includes diversification across asset classes, use of hedging strategies, tactical shifts based on market cycles, and constant rebalancing. Our investment philosophy is designed to grow wealth sustainably—while keeping preservation top of mind.